Sunday, June 14, 2015

What To Do After a Car Accident




What To Do After a Car Accident

  1. Make Sure That Everyone is OK and Seek Medical Assistance – Ask the obvious “Are you ok” and then call 911. Do this BEFORE you examine any potential damage to your vehicle. Safety first—property damage later.
  2. When the Police arrive give them a detailed statement and ask for medical assistance if you need it.
  3. Make No Apologies – Yes, politeness is an admirable trait, but in this situation, it’s best to politely hold back from a simple “I’m sorry, I wasn’t paying attention.” You never want a polite sentiment to be used against you as an admission of liability later.
  4. Ask Questions – Get the other driver’s insurance information, address, and license plate number. Talk to witnesses. Gather all of the relevant contact information of any bystanders that may have seen the accident.
  5. Take Pictures – These days, we all have a smart phone with a camera—use it! Having proof of the damage to the car will help with insurance, and serve as evidence if there is a dispute down the line.
  6. Write it down – Memories can fade quickly. Try to write down the details of the accident and the nature of your injuries as soon as possible. Keep a daily journal of any pain that you may be experiencing as a result of the accident.
  7. Call your lawyer if you have – Or find a lawyer who can give best legal interest in mind and will best be able to advise you about the next steps to take. If there is a dispute with your insurance company, or the seemingly simple car accident suddenly turns complicated, then seeking legal counsel is your best bet.
  8. Call Your Insurance Company – Report the incident to your insurance company. Also, keep track of the time and money spent pursuing your claim.
  9. Get a Property Damage Estimate from your Insurance Company – this valuation will serve as the amount you can recover or replace your car. If you are not happy with the figure from your insurance company, seek outside quotes.
  10. Be Very Careful Who You Talk To – If the other party’s insurance company contacts you, do not give them a statement but politely advise that “Your attorney will contact them on your behalf.” Why? Because your attorney is better equipped to handle the situation.

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